​It’s almost that time of the year again, and before you buy that new car, or plan that vacation, why not think about how your down payment for your house? The average income return in Michigan was $2,569.68 as last reported by the IRS in 2011.

Many people received more or less than that amount, but you are most likely aware of the rough numbers you will receive, and probably already have plans as to what you are going to do with that money coming in early next year.

My question to you is, do you want to continue to rent or would you like to become a home owner? Having a budget for your down payment is what separates most buyers from renters. Which one would you like to be in 2017?

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